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    Matrix

    Compliance Framework Comparison Matrix

    A side-by-side comparison of the five frameworks startups ask about most, so you can decide which to pursue first. Figures are typical ranges for a small-to-mid company and vary with scope, tooling, and auditor.

    How to use this template

    • Start from what unblocks revenue: enterprise/US deals usually ask for SOC 2; global/EU procurement often asks for ISO 27001.
    • Regulated data forces the framework: PHI → HIPAA, cardholder data → PCI DSS, EU personal data → GDPR.
    • Note the overlap — a strong control set covers most of several frameworks at once.

    Framework at a glance

    DimensionSOC 2ISO 27001HIPAAPCI DSSGDPR
    TypeAttestation (AICPA)Certification (ISO/IEC)US regulationIndustry standardEU regulation
    Primarily forSaaS/service orgsAny org, globalUS healthcare & vendorsCard handlers/merchantsAnyone with EU personal data
    Validated byLicensed CPA firmAccredited certification bodySelf / HHS OCR on breachQSA or SAQ (self)Self; DPAs enforce
    ResultType I / Type II reportCertificate (3-year cycle)No certificateAOC / RoCNo certificate
    Typical timeline6–12 wks (I), + window (II)3–6 monthsOngoing programWeeks–months by levelOngoing program
    RenewalAnnualAnnual surveillance, 3-yr recertContinuousAnnualContinuous
    Core artifactSystem description + controlsISMS + Statement of ApplicabilityRisk analysis + safeguardsScoped CDE + 12 requirementsRoPA + DPIAs

    How much they overlap

    The frameworks share a large common core: access control, encryption, logging/monitoring, change management, vendor risk, incident response, and risk assessment. Implement that core well and you are most of the way to several frameworks at once.

    The differences are mostly in evidence and validation. SOC 2 is a CPA attestation of controls over a period; ISO 27001 certifies a management system (the ISMS) and requires a Statement of Applicability; HIPAA and GDPR are regulations with no certificate; PCI DSS is a prescriptive standard scoped to the cardholder-data environment.

    Related

    This template is general guidance to accelerate your compliance program and is not legal advice. Adapt it to your organization and your auditor's requirements.